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Languedoc property guide

Languedoc property : typical modern Languedoc villa

French mortgages


Legal fees

Different fees and charges

There are three types of legal fees associated with purchasing a property in France. Costs for all three combined will total approximately 8 – 10% of the purchase price for a second hand property and 4 – 5% for a new property.

These fees and costs are generally called frais de notaire or notary fees as they are all paid via the notary.

Change of ownership fees (Frais de mutation)

A fee is charged when property in France is transferred from one owner to another. This fee, legally fixed by the authorities, is based on the agreed purchase price of the property and on whether or not it is old or new. The notary is responsible for collecting this fee and transferring it to the local or regional administrative bodies. For more information on change of ownership fees, please click on Chamber of Notaries or contact your notary.

Charges for mortgage security (Frais de garantie)

Whenever you take out a bank loan in France to finance your French property, the loan is secured with a charge on the property.




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